Should we sell or keep our Fiesta?

We have owned a Fiesta 1.25 Zetec for 5 years and it has done 26000 miles. It is used for a daily commute of 8 miles each way. We are wondering what will need doing to the car in the future? It has been serviced by local non-franchised dealers in the last 3 years and has had its brake fluid changed recently. What can we do to prolong the cars life, are there any known faults? It chugs on start up on cold mornings which worries me a bit.
Will need a fresh timing belt in the not too distant future. But my son has a 1996P Fiesta with the same engine that has remained remarkably problem free (apart from rust).

More on the model here: www.honestjohn.co.uk/carbycar/ford/fiesta-2002/

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