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It's normal in cases of minor damage to a vehicle of small value, for an insurer to offer the choice of [a] taking your written-off car for its scrap value and paying you to buy another of the same model; or [b] letting you get your car repaired while paying you the amount in [a] less the estimated scrap value. Commonly they assume owners will prefer [a] and may not be interested in [b].
I had a similar write-off to my 8-year-old car 6 years ago - third-party admitted fault, car was deemed a write-off but I kept it and local bodyshop repaired it for about £200 more than my payout. It's still going.
Your damage sounds to be minor cosmetic, so if you value the car for its reliability etc. I would go for [b], but if you aren't too bothered you could take the payout and do without the repairs. If the third party insurer had not taken blame you might not have claimed yourself. But when renewal time comes you will need to fess up.
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