Why won't some insurers take on drivers over 80?

I learned recently that some insurance companies will not take on a new over-80 driver which I quite understand. But it does mean (a) that if you're with them you ahve to stay with them, whatever they do with price and (b) you can't shop around so much (as I have always done). How widespread is this? Are there other potential pitfalls for 80 year olds?

Asked on 10 May 2024 by Alan Pearce

Answered by Louise Thomas

Thank you for your message. Some insurers do have age limits in place for both new and existing customers, but there are also many out there who can provide cover up to the age of 110. And you don’t need a specific over-80s policy either. Don’t miss out on savings from fear of being turned away. When it comes to your renewal, make sure you shop around and give yourself plenty of time. Around 3 weeks before your renewal is usually the best time to get a good deal. There are insurers out there who can help you, so make sure you don’t auto-renew without shopping around first.

Tags: older drivers insurance

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